polish(driver-pwa): error states, typed catch, drop dead avatar, terminal poll

Co-Authored-By: claude-flow <ruv@ruv.net>

driver-pwa/frontend/src/hooks/usePaymentStatus.ts

@@ -1,10 +1,12 @@
 import { useQuery } from "@tanstack/react-query";
 import { getPaymentState } from "@/api/driver";
 
+const TERMINAL = new Set(["PAID", "CONFIRMED", "REJECTED", "REVERSED", "REFUNDED", "CANCELED", "AUTH_FAIL"]);
+
 export function usePaymentStatus(orderId: string) {
   return useQuery({
     queryKey: ["payment", orderId],
     queryFn: () => getPaymentState(orderId),
-    refetchInterval: (q) => (q.state.data?.status === "PAID" || q.state.data?.status === "REJECTED" ? false : 1500),
+    refetchInterval: (q) => (q.state.data && TERMINAL.has(q.state.data.status) ? false : 1500),
   });
 }